Your padala, priced
where you can see it.
Padala is not a banking word. It is what your family calls the money you send - a thing carried home. A word that plain deserves a price that plain.
USDBordera Points are promotional reward points with no cash value. Applying Points does not change the transfer amount, the exchange rate or the amount your recipient receives. Terms apply.
Figures illustrative. Fast transfers with ETA up to 3 hours, depending on payment method, compliance checks and receiving-bank processing.
A whole language built
a word for this.
From dala - to carry, to bring. A padala is a thing sent: a parcel, a package, money sent home. It is a household word, not a banking one. Children use it.
English only has "remittance", which nobody in your family has ever said out loud. We would rather use your word than ours.
At today's rate, on common amounts.
| Transfer amount | Platform fee | Total you pay | Exchange rate | Total to recipient |
|---|---|---|---|---|
| $200.00 | $1.50 | $200.00 | $1 = ₱62.01 | ₱ 12,308.98 |
| $500.00 | $2.00 | $500.00 | $1 = ₱62.01 | ₱ 30,880.98 |
| $1,000.00 | $2.50 | $1,000.00 | $1 = ₱62.01 | ₱ 61,854.98 |
| $2,500.00 | $3.00 | $2,500.00 | $1 = ₱62.01 | ₱ 154,838.97 |
Illustrative, and shown before Bordera Rewards points are applied. Transfer taxes are $0.00 on bank-funded and card-funded transfers.
The rate is moving right now.
So we show it moving.
This corridor, updating live. This is the reference rate - the rate applied to your transfer is the one disclosed to you before you authorise it.
How the money reaches them.
Bank Deposit
Direct credit to major Philippine banks including BDO, BPI, Metrobank, Landbank, and UnionBank.
E-Wallets (GCash & Maya)
Direct mobile wallet credit straight to your family's GCash or Maya accounts for instant local spending.
Regulated Payment Rails
Transfers are settled through Bangko Sentral ng Pilipinas (BSP) regulated financial partners with end-to-end tracking.
It applies to cash.
It does not apply here.
From 1 January 2026 the United States charges a 1% excise tax on transfers funded with cash, money orders or cashier's cheques. Transfers funded from a bank account or a card are completely outside it.
Many Filipino families in the US still send at a counter, in cash. If that is you, this tax is real and worth understanding before you choose how to fund a transfer.
What people ask about this corridor.
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